Car Accident Insurance Claims

After a traffic accident of any kind, insurance companies are going to be involved. The best thing you can do is contact an experienced lawyer before you talk to the insurance company. At Harper, Evans, Wade & Netemeyer, our Columbia lawyers offer more than 100 years of combined experience. We know the ins and outs of car accident insurance claims, and we can guide you forward carefully to help you get the compensation you need.

Understand The Motives Of The Insurance Company

The insurance company has one goal: to make certain it pays out as little compensation as possible. Insurance adjusters are quite skilled at manipulating the facts and the fine print of the policies to see that auto accident victims walk away with little or no money.

Having qualified representation is your best chance at leveling the playing field when dealing with an insurance adjuster. When you are represented by one of our attorneys, we can handle communication with the insurance company.

What Not To Do When Dealing With An Insurance Company

Know this: You do not have to talk to an insurance adjuster or any representative of the insurance company after a traffic accident, and you should not, at least not until you have consulted with an attorney.

Do not provide a statement and do not sign anything. Although these actions may seem harmless, and the insurance company may tell you that it is all just standard procedure and nothing to worry about, the reality is that you could either give up your right to pursue fair compensation or otherwise jeopardize your case. If you accept a settlement and later find out that it is insufficient, you will not be able to go back and ask for more.

These recommendations hold true whether you are dealing with the negligent driver's insurance company or your own insurance company. Do not assume that your insurance company is looking out for you because you paid your premiums. That is not the case. We are the ones who will look out for you. That is what we do.

For Answers To Your Questions About The Insurance Process In Missouri

To schedule a free consultation, call us at 573-442-1660 or send us an email. We are happy to schedule consultations at your convenience. All auto accident insurance claims are handled on a contingency basis.