Fulton, MO Car Accident Lawyer

How to Handle Insurance Companies

Insurance companies often try to settle quickly and cheaply. They may contact you shortly after the crash with a lowball offer. Or they may delay, hoping you will give up. This is where a car insurance lawyer becomes essential.



We know how insurers operate and what your claim is truly worth. Do not sign anything or accept a settlement until you speak with a car crash lawyer who can evaluate your situation.

How Car Accident Compensation Works

In Missouri, accident compensation is awarded under the pure comparative fault rule. This means your compensation is reduced based on your percentage of fault. For example, if you are 10% at fault, your award will be reduced by that amount.

With the help of a car accident lawyer in Fulton, you can pursue compensation for:

• Medical bills
• Ongoing and future treatment
• Lost wages and future earning capacity
• Pain and suffering
• Property damage
• Emotional distress
• Punitive damages in extreme cases

Our firm works hard to build a full picture of your losses, both financial and emotional, so you receive the settlement or judgment you deserve.

How Do I Choose the Right Car Accident Attorney?

Selecting the right attorney is one of the most important decisions you will make. Look for a lawyer with the following qualities:

• Experience with car accident and personal injury cases
• Knowledge of Missouri and local laws
• Strong communication skills and a responsive team
• Client-focused approach with transparent fees
• Proven results and positive client reviews

At Harper, Evans, Hilbrenner & Netemeyer, we are proud to serve clients in Fulton, including neighborhoods like Brick District, Westminster Commons, and the areas near Hockaday Park and Veterans Drive.

How Do You Determine the Value of My Car Accident Case?

Every case is different, and the value depends on several factors:

• Type and severity of your injuries
• Duration and cost of medical treatment
• Lost income and ability to return to work
• Pain, suffering, and emotional impact
• Fault distribution in the crash
• Insurance policy limits of those involved

A car wreck attorney will assess your damages in full, often consulting with experts such as doctors, vocational specialists, and financial analysts to provide a comprehensive valuation.

What Are Common Mistakes People Make in Their Car Accident Case?

Many people unknowingly damage their claim by making early mistakes. Avoid the following:

• Not seeking medical attention immediately
• Speaking with the insurance adjuster without a lawyer
• Posting about the accident or injuries on social media
• Admitting fault, even casually
• Missing filing deadlines
• Accepting a low settlement out of frustration or pressure

Working with a Fulton auto accident attorney from the start can help you sidestep these errors and give your claim the strongest chance of success.

What Are Common Injuries from Car Accidents?

Car accidents can result in a wide range of injuries. Some are visible right away, while others take time to show up. Common injuries include:

• Whiplash
• Neck and back injuries
• Traumatic brain injuries (TBI)
• Concussions
• Broken bones
• Spinal cord damage
• Soft tissue injuries
• Lacerations and bruising
• Internal bleeding
• Post-traumatic stress disorder (PTSD)

No matter how minor your injury may seem, getting prompt medical care is essential for both your health and your case.

Serving Fulton and Callaway County

Our law firm proudly serves clients throughout Fulton and nearby communities in Callaway County, including:

• Holts Summit
• Millersburg
• New Bloomfield
• Kingdom City
• Mokane
• Steedman

We are familiar with major accident locations such as the U.S. Route 54, State Route Z, and Business Loop 54. Whether your crash occurred near Fulton High School, the Brick District, or the outskirts of town, we are ready to fight for you.