Workers Compensation Attorneys in Independence, MO

Steps to File a Workers’ Compensation Claim in Missouri

Taking the right steps when filing a claim increases your chances of receiving benefits:

1. Report the Injury Immediately: Inform your employer as soon as the injury occurs. Missouri law mandates reporting within 30 days.
   
   
2. Obtain Medical Care: Seek treatment from an employer-approved medical provider.
   
   
3. Maintain Detailed Records: Keep documentation of the accident, medical treatments, and any correspondence related to your injury.
   
   
4. Submit Your Claim: Your employer should provide the necessary forms for you to file your claim correctly.
   
   
5. Consult a Work Injury Lawyer: Hiring an Independence, MO work injury attorney ensures your claim is handled efficiently and correctly.
   
   

Understanding TTD and PTD Benefits

Workers’ compensation benefits are categorized based on the severity of the injury:

• Temporary Total Disability (TTD): Compensation for employees who are unable to work temporarily due to their injury. Payments continue until the worker reaches maximum medical improvement.
  
  
• Permanent Total Disability (PTD): Benefits for workers whose injuries prevent them from returning to any form of employment, often providing lifelong payments.
  
  

Accurately identifying your disability status ensures that you receive the compensation you deserve.

What Should I Do If I Am Not Receiving My Temporary Total Disability (TTD) Benefits?

If you are eligible for Temporary Total Disability (TTD) benefits but are not receiving them, it’s essential to take action immediately. Missouri law requires employers and their workers’ compensation insurance providers to pay these benefits when an injury prevents you from working. Delays or denials can happen for various reasons, including paperwork issues, disputes over your injury, or insurer pushback. If payments are late or missing, you should first check with your employer or the insurance company. If the issue isn’t resolved, seeking legal assistance from a workers’ compensation attorney in Hannibal, MO can help ensure your rights are protected and that you receive the benefits you are entitled to.

Do I Have to See the Doctor My Employer Chose, or Can I Visit My Own Doctor?

Under Missouri workers’ compensation laws, your employer—or more specifically, their workers’ compensation insurance provider—has the right to select the medical provider for your treatment. While this may seem unfair, this rule is in place to control medical costs and ensure that treatment is work-related. However, if you are unhappy with the care you’re receiving, you can request a second opinion. In some cases, you may be able to see your own doctor, but you might have to pay out of pocket for those visits unless you get approval from your employer or insurer. If you believe your employer-selected doctor is not adequately addressing your condition, consulting with a workers’ compensation lawyer can help you explore your options.

What If I Cannot Afford to Travel to the Doctor My Employer Selected? Can I Get Reimbursed for Travel Expenses?

If your employer requires you to see a doctor in a different city and traveling to the appointment creates a financial burden, you may be eligible for mileage reimbursement. Missouri workers’ compensation laws allow injured workers to be compensated for reasonable travel expenses when seeking required medical treatment. This includes reimbursement for mileage, tolls, and even lodging in certain circumstances. Be sure to keep detailed records of your travel expenses, including dates, distances traveled, and receipts. If your employer or their insurance carrier refuses to reimburse you, seeking legal guidance can help ensure you receive the compensation you deserve.

What Happens If I Have Reached “Maximum Medical Improvement” but Am Still Not Fully Healed?

Reaching Maximum Medical Improvement (MMI) means that your doctor has determined your condition has improved as much as possible with medical treatment, even if you are not fully recovered. If you are still experiencing lasting effects from your injury, you may be entitled to Permanent Partial Disability (PPD) or Permanent Total Disability (PTD) benefits. PPD benefits provide compensation for a lasting impairment that affects your ability to work but does not completely prevent employment. PTD benefits apply if your injury leaves you unable to work in any capacity. The amount you receive will depend on the severity of your condition and how it impacts your ability to earn a living. If you believe your disability has not been properly evaluated, a workers’ compensation attorney can help fight for the benefits you deserve.

Workers’ Compensation Benefits Available in Missouri

Employees in Independence, MO, and nearby areas may qualify for various benefits, including:

• Medical Coverage: Covers necessary medical expenses related to workplace injuries.
  
  
• Lost Wages Compensation: Partial wage replacement for the period you cannot work.
  
  
• Disability Benefits: Payments determined by the type and severity of the disability (TTD, PTD, or partial disability).
  
  
• Job Training & Rehabilitation: Assistance for workers who need new skills due to their injuries.
  
  
• Death Benefits: Financial support for dependents of workers who lose their lives due to job-related injuries.
  
  

Common Workplace Injuries

Work-related injuries can range from mild to severe, with some of the most common including:

• Falls and Slips: Leading to fractures, head injuries, or sprains.
  
  
• Repetitive Motion Injuries: Conditions like carpal tunnel syndrome caused by continuous, repetitive tasks.
  
  
• Equipment-Related Injuries: Common in manufacturing jobs and potentially causing severe harm.
  
  
• Exposure to Hazardous Substances: Resulting in respiratory diseases or chemical burns.
  
  
• Workplace Vehicle Accidents: Injuries sustained while traveling for work duties.
  
  

How Negligence Affects Workers’ Compensation Cases

Missouri’s workers’ compensation system follows a no-fault structure, meaning employees do not need to prove their employer was negligent to receive benefits. However, exceptions include:

• Employer Intentional Harm: If an employer deliberately caused harm, legal action beyond workers’ compensation may be possible.
  
  
• Third-Party Liability: If someone other than your employer contributed to your injury, you may be able to pursue a personal injury lawsuit.
  
  

An experienced Independence, MO workers comp attorney can evaluate your case and explore additional legal options.

How Are Attorney Fees Handled?

Harper, Evans, Hilbrenner & Netemeyer work on a contingency fee basis, meaning:

• No Upfront Payments: Fees are only collected if we successfully recover compensation for you.
  
  
• Free Case Evaluation: We offer complimentary consultations to assess your case.
  
  

This ensures that financial concerns do not prevent you from securing skilled legal representation.

Representing Independence, MO, and Nearby Communities

Our firm is proud to serve injured workers throughout Independence, MO, as well as Blue Springs, Sugar Creek, Raytown, Lee’s Summit, and other surrounding areas. Whether you work in healthcare, manufacturing, construction, transportation, or retail, we are committed to fighting for your rights.

If you've suffered a work-related injury, reach out to trusted work accident lawyers in Independence, MO at Harper, Evans, Hilbrenner & Netemeyer. Call us today for a free consultation, and let us help you secure the benefits you deserve!